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XII. Translate into English:

1. Его любимое занятие – чтение.

2. Я не могу не смотреть телевизор.

3. Извините за опоздание.

4. Ей нравится то, как он готовит.

5. Перед уходом из дома выключи все электрические приборы.

6. Мы слышали, как они спорили.

7. Мы считаем его большим специалистом в этой области.

8. Эта комната нуждается в покраске.

9. Всех удивило, что Джон пришел так поздно.

10. Я слышал, как она кричала.

11. Она вышла из комнаты, не говоря ни слова.

12. Ей не нравится жить в старом доме.

XIII. Open the brackets:

  1. The machine needs (to clean).

  2. She reproached me for (not to write) to her.

  3. Excuse me for (to break) your beautiful vase.

  4. She was very proud of (to award) the champion’s cup.

  5. The cat was punished for (to break) the plate.

  6. She approached without my (to see her).

  7. Do you mind my (to write) with your pen.

  8. (To return) home after a long holiday is always pleasant.

  9. She hates (to get up) early but she has to.

  10. Mother was surprised at her daughter (to clean) the room so quickly.

XIV. Translate into English, using the Gerund.

1. Извините, что я еще раз беспокою вас.

что я задаю вам столько много вопросов.

2. Благодарю вас, что вы напомнили мне об этом.

что вы присмотрели за моим ребенком.

3. Вы не возражаете, если я закрою окно?

если его возьмут к нам на работу?

4. Вы помните, как он вам показывал город?

что вас хвалили за исполнение этой роли?

5. Они заняты: заказывают билет на поезд.

выбирают своему другу подарок.

  1. Мой друг ушел, не оставив мне записки.

не назначив встречи.

XXII. Pronounce correctly.

a) picture, lecture, rapture, nature, culture, feature, receive, ceiling, deceive, perceive, flower, power, shower, powerful, photo, phrase, phosphor, phonic

b) out, loud, bow, howl, fellow, willow, true, toil, spoil, frail, sphere, steer, tear, sour, ware, dare, lull, maid, square.

WRITING

XXIII. Which of these items is the most important, the second most important, the least important for you when you buy clothing? Why? Write a short paragraph explaining the reasons for your choice.

1. Price.

2. Fit.

4. Quality.

5. Ease of care.

3. Fashion.

SPEAKING

XXIV. Discuss in pairs. Student a- profile 1 see page 74, student b- profile 2 see page 76.

LESSON X. MONEY

STARTER ACTIVITY

  1. You have won or inherited a lot of money. Would you continue working?

  2. Do you save money?

  3. Do you usually borrow or lend money?

  4. Are you in a debt at the moment?

  5. Do you spend more than you earn, or less than you earn?

  6. Do you have budget for your money?

  7. Do you keep records of your expenses?

Vocabulary

The Major Currencies

$ = Dollar Pound (Sterling) € = Euro Yen

Ways of paying

Cash Cheque(s) Credit Cash machine(s) / ATM(s)

General Money Vocabulary

Cheque book(s) Coin(s) Note(s) Purse(s) Safe(s) Wallet(s)

A - Z of money terms

Account a record of money a person deposits into a bank.

Balance the difference between credits and debits in an account.

Borrow to ask for the temporary use of money on the condition of repayment

and at a set rate of interest.

Cashier an employee of a bank or building society who receives and pays out

money.

Cheque book book containing detachable cheques.

Cheque written order to a bank to pay the stated sum from one's account.

Credit money in a bank; money lent by a bank.

Credit card (plastic) card from a bank authorizing the purchasing of goods on

credit.

Currency money that is used by a country.

Current account bank from which money may be drawn at any time.

Deposit an amount of money placed with a bank.

Deposit account bank on which interest is paid.

Interest money paid for borrowing money, or money that a bank or building

society pays a customer for putting money into their bank.

Interest rate the percentage of an amount of money which is paid for the use of

that money over a period of time.

Lend to give the temporary use of money on the condition of repayment

and at a set rate of interest.

Loan money lent by a bank etc and that must be repaid with interest.

Mortgage most of us do not buy our homes outright for cash - instead we

borrow money to do so.

Overdraft deficit in a bank account caused by withdrawing more money than is

paid in.

Pay in to deposit or put money in to a bank account.

Payee person to whom money is paid.

Withdraw to take money out of a bank account.

Withdrawal the act of taking out money.

There are lots of ways to describe how rich or poor someone is. Here are a few - from very rich to very poor: wealthy, rich, prosperous, well off, hard-up, needy, penniless, poor, impoverished.

Do you like to share your money, or do you keep it all to yourself? If you gladly share your money you are: charitable - generous - sharing – unselfish. If you keep all your money you may be considered: mean - selfish - tight - uncharitable – ungenerous.

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