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Камчатский государственный технический университет

Кафедра иностранных языков

Л.И. Бодрягина, В.П. Архипова

АНГЛИЙСКИЙ ЯЗЫК

Сборник текстов и упражнений

Рекомендовано Дальневосточным региональным учебно-методическим центром (ДВ РУМЦ)

в качестве учебного пособия для студентов специальностей 060800 «Экономика и управление на предприятии (рыбной отрасли)», 060400 «Финансы и кредит», 060500 «Бухгалтерский учет, анализ и аудит», 060110 «Менеджмент организации»,

061000 «Государственное и муниципальное управление» вузов региона

Издательство

КамчатГТУ

Петропавловск-Камчатский

2006

УДК 4И(Англ.) ББК 81.2(Англ.)

Б75

Рецензенты:

О.Г. Шевченко,

кандидат филологических наук, доцент

Л.А. Бушина,

главный бухгалтер ООО «Пелагиаль»

 

Бодрягина Л.И., Архипова В.П.

Б75

Английский язык. Сборник текстов и упражнений: Учебное по-

собие. – Петропавловск-Камчатский: КамчатГТУ, 2006. – 101 с. ISBN 5–328–00087–0

Сборник текстов составлен в соответствии с требованиями к обязательному минимуму содержания основной образовательной программы подготовки специалистов государственного образовательного стандарта высшего профессионального образования.

УДК 4И(Англ.) ББК 81.2(Англ.)

ISBN 5–328–00087–0

© КамчатГТУ, 2006

 

© Авторы, 2006

2

Содержание

 

Введение

4

Part 1

5

UNIT 1 “You are a student of economics”

5

UNIT 2 “Banks”

17

UNIT 3 “Directors and managers”

28

UNIT 4 “Inflation and deflation”

30

UNIT 5 “Foreign trade. Basic terms in foreign trade”

31

UNIT 6 “Enquires and offers”

33

UNIT 7 “Prices and terms of delivery”

41

UNIT 8 “Contracts”

45

UNIT 9 “Communication in business”

50

UNIT 10 “Would you like to start a business”

58

Part 2

61

UNIT 11 “The Business partnership”

61

UNIT 12 “Marketing and Promotion”

61

UNIT 13 “Success in Business”

63

UNIT 14 “Why do people buy and what they buy?”

64

UNIT 15 “Buying wholesale”

66

UNIT 16 “Banks as financial intermediaries”

68

UNIT 17 “Moscow Narodny bank”

69

UNIT 18 “Bank of England”

72

UNIT 19 “Taxes. Dividends”

73

UNIT 20 “Financial accounting”

76

UNIT 21 “Payment systems”

77

UNIT 22 “Types of commercial papers”

79

UNIT 23 “Inflation”

80

UNIT 24 “Money and banking”

81

Приложение 1. Русско-английский словарь экономических терминов

84

Приложение 2. Страны мира и денежные единицы

93

Приложение 3. Список сокращений, принятых

95

в деловой документации

 

Список литературы

101

3

Введение

Пособие рассчитано на студентов, обладающих языковыми знаниями

иречевыми умениями на различных уровнях обучения. Оно предназначено для аудиторной и самостоятельной работы студентов 1–5 курсов экономического факультета, а также тех, кто интересуется экономикой и хочет расширить свои знания английского языка, освоить основные термины

ипонятия, узнать о деятельности фирм и банков, получить первичные сведения о бухгалтерском учете и аудите, ценах, инфляции, внешней торговле, налогах, правилах ведения деловой корреспонденции.

Цель пособия – на начальном этапе познакомить студентов с различными экономическими вопросами, а также с основными понятиями и экономическими терминами, научить студентов старших курсов самостоятельно читать и переводить оригинальную литературу по банковской тематике, используя лексику и терминологию на примере англоамериканской практики. Кроме того, студенты могут познакомиться с опытом зарубежных фирм в области управления, маркетинга (современная модель управления, способы завоевания рынка) в условиях конкуренции и коммерческого риска.

Пособие состоит из двух частей: первая часть пособия предназначена для студентов 1–2 курсов, а вторая часть – для студентов старших курсов. К текстам даются упражнения и словарь.

4

PART 1

UNIT 1

YOU ARE A STUDENT OF ECONOMICS

Dialogue

Teacher: Good morning, students! Students: Good morning.

Teacher: I’m your teacher of English. My name is Olga Pavlovna. And what are your names, please?

Student A: My name is Peter Novikov. Student B: And I am Mike Pilov.

………………………………………………………………………………………

Teacher: Very good. Are you happy that you are students of economics now? Students: Yes, we are.

Student C: As to me, I’m very happy to be a student of this University. When I finished school I wanted to enter this particular University, and no other.

Teacher: By the way, did you study economics at school? Student C: No, I didn’t. I studied only the economy of Russia. Student C: But we studied the economy of Great Britain too. Teacher: Was it an ordinary or specialized school?

Student C: It was a specialized school. We studied a few subjects in English. Teacher: Very good. Now let’s start our first English lesson at the University!

Vocabulary

economics

экономика

economics is an important science

экономика – важная наука

as to me

что касается меня

university

университет, институт

to finish school

окончить школу

to enter university

поступить в университет

to graduate from a university

окончить институт

an undergraduate

старшекурсник

a postgraduate

аспирант

by the way

между прочим

economy

экономика (страны, мира)

ordinary

обычный

specialized

специализированный

a few

несколько

subject

предмет

what subjects are you studying?

какие предметы вы проходите?

let us (= let’s) to start first

прежде всего давайте начнем

5

 

Exercises

 

I. Read the words paying

attention to the stress.

 

E´conomy

eco´nomics

eco´nomic

eco´nomical

eco´nomically

to e´conomize

e´conomist

 

 

II. Choose the correct word:

I am a student of (economy, economics) now.

At school I didn’t study the (economy, economics) of Great Britain.

There are many (economic, economical) problems in the world.

This car is very (economical, economic).

I try to spend money and time (economical, economically).

This car (economize, economizes) fuel.

III. Choose the correct form.

I (am, is) a student now.

We (is, are) all students now.

He (am, is) a student of mathematics. (Is, Are) she a mathematician?

She (was, were) a student of this college. He (is, am) not English.

They (was, were) in London at that time. (Was, were) he in London too at that time?

IV. Choose the correct form.

He (like, likes) English. They all (like, likes) English.

She (do not, does not) speak English.

Did you (study, studied) German at school?

She did not (study, studied) French at the university. I did not (like, liked) mathematics.

At school I did not (study, studied) the economy of Great Britain.

V. Answer these questions.

What is the name of the teacher?

What are the names of the students?

How many students do you think there are in the group?

Are they all happy to be students of economics?

What schools did they finish?

Did they study economics at school?

What economies did they study?

VI. Give English equivalents from the dialogue.

Когда я окончил школу, я хотел поступить именно в этот институт и ни в какой другой.

6

Между прочим, вы проходили экономику в школе? Это была обычная или спецшкола?

Мы изучали несколько предметов на русском языке. А теперь начнем наш первый урок.

Adam Smith

Adam Smith was a great scientist who made extraordinary contributions in economics.

He was born in 1723 in Kirkcaldy, a small fishing town near Edinburgh, Scotland. His father was a customs officer. He died before his son was born.

At the age of 28 Adam Smith became a Professor of Logics at the University of Glasgow. It was his first academic appointment. Some time later he became a tutor to a wealthy Scottish duke. Then he received a grant of 300 a year. It was a very big sum, 10 times the average income at that time.

With the financial security of his grant, Smith devoted 10 years to writing his work which founded economic science. Its full title was “An Inquiry into the Nature and Causes of the Wealth of Nations.” It was published with great success in 1776.

Adam Smith made economics a science. This Scottish economist is often regarded as the founder of political economy too.

Vocabulary

science

наука

scientist

ученый

to make

делать

contribution

вклад

to make a contribution to/ in something

вносить вклад во что-либо

extraordinary

необыкновенный

to be born

родиться

I was born in Kiev

я родился в Киеве

fish

рыба

town

город, поселок

fishing town

рыбацкий поселок

near

около

Edinburgh

Эдинбург

Scotland

Шотландия

Edinburgh is the capital of Scotland

Эдинбург – столица Шотландии

father

отец

customs

таможня

to undergo customs formalities

пройти таможенный досмотр

customs officer

таможенник

to die (died, died)

умирать

7

son

сын

age

возраст, век

to become (became, become)

становиться

Glasgow

Глазго

academic

академический

appointment

назначение, деловая встреча

to make an appointment

договориться о встрече

some time later

через некоторое время

tutor

преподаватель

wealth

богатство

wealthy, syn. rich, ant. poor

богатый

duke

герцог

to receive

получать

sum

сумма

average

средний, среднеарифметический

income

доход

at that time

в это время

financial

финансовый

to devote something

посвящать что-либо

to somebody

кому-либо

to found

основывать

founder

основатель

full

полный

inquiry

исследование, запрос

enquiry

запрос на что-либо

to publish

опубликовывать

to regard

считать

to be regarded

считаться

He is regarded as the author

он считается автором этой теории

of this theory

 

Exercises

I. Use the verbs in brackets in the Past Indefinite Tense.

He (to make) great contributions in economics.

He (to write) an extraordinary work and (to publish) it in 1776. He (to become) the founder of political economy.

I (to read) something about this scientist at school in Russian.

II. Translate into Russian.

1.A few problems were discussed.

2.Two dialogues were enacted at the lesson.

3.10 years were devoted to writing this work.

4.Thus economic science was founded.

5.A lot of questions are asked and answered at the lessons.

8

III. Use the correct article (a/an, the).

1.Adam Smith was ___ great scientist.

2.He was born in ___ small fishing town in Scotland.

3.Scotland is ____ part of Great Britain.

4.Adam Smith’s father was ____ customs officer.

5.At ___ age of 28 Adam Smith became ____ Professor of Logics.

6.Some time later he became ____ tutor to __ wealthy person.

7.Some time later he received ____ grant of £300 a year.

8.__ grant helped him to write ___ very important work.

9.___ work was published in 1776.

10.Adam Smith made economics ____ science.

11.He is rightly considered ___ founder of political economy.

IV. Read and translate the words having one and the same stem:

science – scientist – scientific;

to contribute – contribution – contributor;

to found – foundation – founder;

to teach – teacher;

to write – writer;

to read – reader;

to speak – speaker.

V. Answer these questions.

1.When and where was Adam Smith born?

2.What was his farther?

3.What was Adam Smith’s first academic appointment?

4.Did he become a tutor then?

5.How big was the grant he received some time later?

6.What work did Adam Smith do with the support of the grant?

VI. Repeat what the text said about Adam Smith.

VII. Say a few words about a Russian scientist. Write half a page about him/her.

Economics

Economics is a social science studying economy. Like the natural sciences and other social sciences, economics attempts to find laws or principles.

Economics tries to find laws or principles by building models. The predictions of the models form the basic of economic theories. Then the predictions of the models are compared with the facts of the real world.

 

Vocabulary

to try

стараться

to build

строить

prediction

предсказание, прогноз

9

to form

образовывать

to attempt

пытаться

law

закон

theory

теория

to compare something with something

сравнить что-либо с чем-либо

interrelation

соотношение, взаимосвязь

assumption

предположение

to deduce

выводить

implication

смысл, значение

observation

наблюдение

phenomenon pl. phenomena

явление

Exercises

I. Choose the correct form of the verbs in brackets.

Economics (attempt, attempts) to find laws or principles. Economists (build, builds) models.

The predictions of the models (form, forms) the basic of economic theories. The figure (show, shows) the interrelation between models, theories and reality. Economists (make, makes) assumptions and predictions.

(Do, Does) they deduce implications? (Do, Does) they test predictions?

Real facts often (contradict, contradicts) the theory.

II. Combine two sentences by using the ing-forms as in the example:

Economics is a social science. It studies economy. –

Economics is a social science studying economy.

Economics is a science. It attempts to find economic laws.

Economists make predictions. They form the basis of economic theories.

There is a figure. It shows the interrelations between models, theories and

reality.

It is a text. It speaks about economics.

It is a book. It speaks about some interesting observations.

III. Read and translate these words paying attention to the suffixes:

to predict prediction;

to observe – observation;

to contribute contribution;

to assume – assumption;

to imply – implication;

to explain – explanation;

to specialize – specialization;

to devote – devotion;

to publish – publication;

to found – foundation.

10