7. What do you think about the problem of bankruptcy of banks in Ukraine? term III

Variant V

1. Match each word on the left with the correct definition on the right:

monopoly	a loan raised by a company paying a fixed rate of interest and secured on the assets of the company
saving	the money paid to an insurer in return for undertaking a risk
financial intermediary	a wide term, broadly referring to the financing of the expenditure of others against future repayment to enable them to purchase goods and services out of future income
interest rate	general name for all Stock Exchange investment instruments, such as stocks and bonds
debenture	a scale of prices for a range of services
portfolio	income which is not spend on current consumption
securities	a group of loans, assets or investments
tariff	the percentage of a sum lent which the borrower pays to the lender in other words, the price of money
premium	a market with one supplier of a product
credit	someone who brings together providers and users of finance either as broker or as principal (holding money balances of lenders for lending on to borrowers)

2. Choose the correct word to complete the sentences:

1. My credit card is ____ in most countries.

a) exchanged b) reserved

c) excepted d) accepted

2. They ____part of his wages for being late.

a) reduced b) deduced

c) deducted d) retired

2. Could you lend me $20? I’m a bit short ____ money.

a) of b) off

c) with d) from

2. They persuaded him to ____ money in their company.

a) investigate b) buy

c) invest d) lay

2. You’ll get a better ____ of exchange at a bank.

a) rate b) value

c) worth d) charge

3. Choose the correct words to complete the definitions:

operators accounts wages clerks

switchboard operators receptionist

1. The employees who check a company’s financial affairs are the ____.

2. The employees who are responsible for preparing cheques, pay packets and pay-slips are the ____.

3. The workers who process data, under the control of managers and supervisors, are the computer _____.

4. The person who greets a visitor and tells him or her how to get to the right office is the ____.

5. The employees who deal with a company’s telephone calls are the ____.

4. Suggest Ukrainian equivalents to the following words and word-combinations and make up sentences of your own:

   • to disband a company;

   • to assign one’s rights;

   • fixed-interest securities;

   • to be enhanced by the fact;

   • to be charted;

   • to be akin to ... .