- •Reading Tasks
- •Understanding main points.
- •Understanding details. Mark true (t) and false (f) statements according to the text.
- •Vocabulary Tasks.
- •Suggest the Russian equivalents.
- •Individual efforts fell short of success, only limited goals could be attained,
- •Fill in the gaps with the words and expressions from the text.
- •Match each term with the definition.
- •Act as an interpreter for Parts a and b.
- •Translate into English.
- •Vocabulary Notes
- •Reading Tasks
- •Understanding main points.
- •Understanding details. True/false statements.
- •Applying for a Job
- •Vocabulary Tasks
- •Suggest the Russian equivalents.
- •Complete the sentences, using the text.
- •Translate into English.
- •Over to you
- •Unit II Section a
- •International Trade
- •Vocabulary Notes
- •Reading Tasks.
- •1. Understanding main points:
- •2. Understanding details.
- •International Trade
- •Vocabulary Tasks
- •1. Suggest the Russian equivalents.
- •2. Fill in the gaps with the words and expressions from the text.
- •4. Act as an interpreter for parts a and b:
- •5. Fill in the gaps with the appropriate prepositions and word combinations (on, such as, of, in to, from, by, during, for, with, due to, both, though).
- •6. Translate the following into English.
- •Vocabulary Notes
- •Reading Tasks
- •Understanding main points.
- •Understanding details. Mark True (t) and False (f) statements according to the text.
- •How to Write Business Letters
- •Complete the sentences, using the text.
- •Vocabulary Tasks
- •Suggest the Russian equivalents.
- •Translate the following into English.
- •Over to you: Extra Writing Tasks
- •1. This letter was written after a half year review. Put the sentences forming the body of the letter in the right sequence.
- •2. Read the following information and complete the task. Write about 100-200 words.
- •Unit III Section a Marketing
- •Vocabulary Notes
- •Reading Tasks.
- •1. Understanding main points:
- •2. Understanding details. Mark True (t) and False (f) statements according to the text.
- •Brand Names
- •Vocabulary Tasks
- •1. Suggest the Russian equivalents.
- •2. Fill in the gaps with the words and expressions from the text.
- •4. Act as an interpreter for parts a and b:
- •5. Render in English.
- •Over to you:
- •Section b Advertising
- •Vocabulary Notes
- •Reading Tasks
- •Understanding main points. Answer the questions:
- •Understanding details. Mark True (t) and False (f) statements according to the text.
- •Vocabulary Tasks
- •S uggest the Russian equivalents.
- •Fill in the gaps:
- •Translate the following in Russian.
- •Over to you:
- •Vocabulary Notes
- •1. Understanding main points:
- •2. Understanding details.
- •Vocabulary Tasks
- •1. Suggest the Russian equivalents.
- •2. Fill in the gaps with the words and expressions from the text.
- •Writing Tasks
- •1. Translate the following into English.
- •Over to you:
- •1. Which would you prefer to work for?
- •2. Do you think your response to question 1 is a typical one? Who would you rather work for?
- •Unit IV Section b Crossculture communication
- •Vocabulary Notes
- •Reading Tasks.
- •1. Understanding main points:
- •2. Understanding details.
- •Vocabulary Tasks
- •1. Read the words and find the odd-one-out.
- •2. Complete each sentence with a phrase from the text.
- •Vocabulary Notes
- •Reading Tasks.
- •1. Understanding main points:
- •2. Understanding details. Mark True (t) and False (f) statements according to the text.
- •Vocabulary Tasks
- •1. Fill in the gaps with the words given below.
- •2. Make sentences using all these words:
- •3. Read 5 questions and match them with the correct answers.
- •4. Match each term with the definition.
- •Over to you:
- •Supply the missing questions for the part of a. Act out the dialogue with a partner.
- •Say which of the following accounts you would prefer and give your reasons:
- •Speak about the new banking services when have been introduced for the last decade. Give examples. Unit II
- •International Financial Institutions
- •Vocabulary Notes
- •Reading Tasks.
- •1. Understanding main points:
- •2. Understanding details. Mark True (t) and False (f) statements according to the text.
- •The World Bank
- •Vocabulary Tasks
- •1. Suggest the Russian equivalents.
- •2. Fill in the gaps with the words and expressions from the text.
- •3. Render in English.
- •Over to you:
- •Vocabulary Notes
- •Reading Tasks.
- •1. Understanding main points:
- •2. Understanding details. Mark True (t) and False (f) statements according to the text.
- •Vocabulary Tasks
- •1. Suggest the Russian equivalents.
- •2. Fill in the gaps with the words and expressions from the text.
- •3. Match each term with the definition.
- •4. Act as an interpreter for parts a and b:
- •5. Render in English.
- •Over to you:
2. Understanding details. Mark True (t) and False (f) statements according to the text.
One can’t open a current account if he is a student.
You can withdraw your money only with the manager’s permission.
The current account holder must keep his account in credit.
A monthly statement is never sent to the holder of a current account.
You can not use your current account for payment for some purchases.
To open a current account an applicant must be of age.
Bank are ready to offer many facilities to their customers.
If one wants to have a bank loan, he has to insure his savings first, doesn’t he?
The interest rate on overdrafts vary from country to country.
An account holder can have overdrafts on his account whenever he wants.
A personal loan is given for an indefinite period of time.
The most important advantage of a personal loan is a fixed interest rate on it.
Both current and deposit accounts have their advantages and disadvantages.
Deposit accounts can be open only with the manager’s permission.
Text
Current accounts
There are different kinds of bank accounts. The most popular is the current account. It pays no interest but it has other advantages. Firstly, it enables people to keep their money in safe place. Secondly, it allows them to withdraw it at any time. Thirdly, it provides them with a cheque book so that they do not have to carry a lot of cash.
To open a current account it is necessary to see the branch manager. He has to decide whether the applicant is likely to keep the account in credit. A current account holder can only overdraw with the manager’s permission. The manager will therefore want to meet the applicant to get the necessary background information. For example, he will want to know the applicant’s occupation and place of work. He will also probably want a reference from his or her employer. If, after the interview, the manager is satisfied with the applicant he will approve the application, arrange for the applicant to be given a cheque book and arrange for a monthly statement to be sent to him or her.
Deposit accounts
A deposit account is another popular account. It has advantages over a current account. First of all, it is easier to open a deposit account than a current account. There is no need to see a manager. A customer only has to fill a form and then deposit the minimum amount of money required by the bank. The customer is then given a pass book which he must bring to the bank every time he wishes to withdraw or deposit money. The pass book is customer’s record of the account. Secondly, a deposit account earns for the customer.
The bank invests the money that the customer pays in and in return, the bank pays the customer interest. The rate of interest in the UK is not fixed but it is usually between 5-10%. However, a deposit account has certain disadvantages too. In the UK at the moment the maximum a customer can withdraw in one day is £20. Another disadvantage is that the customer receives no chequer book and therefore he cannot pay bills so easily.
Bank loans
Recently banks have started to offer many facilities to their customers. There are new types of accounts, cheque cards, insurance cover for the investment services. However, one of the most important services banks offer is that they lend money to their customers. The methods available for a customer to borrow from his bank and the rate of interest he is charged vary from country to country and bank to bank. One way of borrowing is to overdraft on your account. This is useful if you only wish to borrow a small amount for a short time. The interest rate on overdrafts depends upon the bank rate. In the UK at the moment it is 12% over base rate, i.e. 23£. Of course, you can only have an overdraft with your manager’s permission. Another way is to arrange a “personal loan”. A personal loan is for a fixed period of time usually 3-5 years. Many people take out a personal loan to buy a car. Each month the customer makes a payment on the loan to the bank. The main advantage of a personal loan is that the interest rate is fixed. In the UK at the moment it is 19£.