- •«Финансовый университет
- •Предисловие
- •Часть 1:
- •Часть 2:
- •Into the Modern Era (1950s – Present)
- •Vocabulary list
- •Writing
- •Speaking
- •Violence in Schools
- •Ian says:
- •Unit II
- •Vocabulary list
- •Text b What are Microeconomics and Macroeconomics?
- •Vocabulary List
- •Writing
- •Speaking
- •Part 2 Text a The system of higher education in the United States
- •Text b Education in the United States
- •Community Colleges
- •The Ivy League
- •Glossary
- •Unit III
- •Opportunity Costs
- •Vocabulary list
- •Planned Economies
- •Market Economies
- •Vocabulary list
- •Mixed Economy
- •Writing
- •Speaking
- •How to Choose a University Course
- •Unit IV Part 1 Competition
- •Vocabulary List
- •Vocabulary List
- •Writing
- •Speaking
- •Part 2 TextA
- •Strengths and Weaknesses of a Student
- •How to be motivated to start studying
- •Instructions:
- •Tips & warnings
- •How to be a good student
- •Instructions:
- •Unit V Part 1 Money: History and Functions
- •History of the word “money”
- •Functions of money
- •Money as a medium of exchange
- •Money as a store of value
- •Money as a unit of account
- •Vocabulary list
- •Writing
- •Speaking
- •Money and the Meaning of Life
- •Respect & recognition
- •Personal satisfaction
- •Unit VI Part 1 Forms of Money
- •Commodity money
- •Metallic money
- •Metallic coins
- •History Paper money
- •Obligations
- •Gold Standard
- •Gold Exchange Standard
- •Vocabulary List
- •Intrinsic value, bill of exchange, scarcity, durability, fiat money, nominal value, gold standard, legal tender
- •Writing
- •Speaking
- •It’s All Who You Know
- •The Effect of Part-Time Jobs on Students
- •Unit VII
- •Movements in individual prices and in the general price level
- •Measurement issues
- •Consumer Price Index
- •Measurement problems
- •Nominal and real variables
- •Vocabulary list
- •Hyperinflation
- •Vocabulary list
- •Writing
- •Speaking
- •Part 2 From College to Career
- •Navigate Change: 3 Tips to Manage the Transition from College to Career
- •1. Small Steps
- •2. Small Dreams
- •3. Big Belief
- •1. Do you prefer to study…
- •2. Do you study best…
- •3. Do you prefer to work…
- •Goldsmith to Banker
- •Vocabulary list
- •Text b The Bank of England
- •Vocabulary list
- •Writing
- •Speaking
- •Career: Economist
- •Unit IX Part 1 Globalization
- •The Pros and Cons of Globalization
- •Vocabularylist
- •Interaction, globalization, cross-border, controversial, vulnerability, interdependence, integration
- •Text b Russia and Globalization
- •Vocabulary list
- •Writing
- •Part 2 Why learn languages?
- •10 Good reasons why you should be learning a foreign language
- •Text a British educational and foreign language policy
- •I. Single European Market
- •II. European Monetary Institute
- •III. Ecb and the euro
- •Vocabulary List
- •Writing
- •Speaking
- •Part 2 Defining a 21st Century Education: At a Glance
- •Appendix I Communication Skills
- •Greetings and Introductions
- •Introductions – Social Language
- •Informal Greetings: Arriving
- •Informal Greetings: Departing
- •Travel Greetings - Social Language
- •Social Contacts: Starting a Conversation
- •Five Basic Facts
- •Hobbies / Free Time
- •Social Contacts: Speaking to Strangers; Special Days
- •Interrupting
- •Special Days
- •Social Contacts: Small Talk
- •Social Contacts: First Name, Last Name Or Title?
- •Expressing opinion
- •Making Suggestions
- •Construction
- •Stating a Preference
- •Construction
- •Disagreeing
- •Giving Advice
- •Construction
- •Contrasting Ideas
- •Construction
- •Asking for Information and Explanations
- •Construction
- •Task: Make up short dialogues using the above constructions. Demanding Explanations
- •Construction
- •Telephoning (I) Telephone English - Important Phrases
- •Telephone English - Leaving Messages
- •Telephoning (II) Business Telephone Conversation Patterns
- •Interrupting
- •Negotiations
- •Glossary
- •Negotiations Stages. The language
- •1 Opening the Negotiations
- •2 Clarifying Proposals
- •3 Exploring the Zone of Bargaining and Options
- •4 Bargaining
- •5 Entering the Critical Phase
- •Identifying obstacles:
- •6 Closing
- •The Negotiation Process
- •Language to use to show understanding/agreement on a point:
- •Language to use for objection on a point or offer:
- •Markus Opens the Negotiations
- •Appendix II
- •Summary Writing
- •If you must use the words of the author, cite them.
- •Gist Writing
- •Getting the gist
- •Appendix III
- •I. Preparation and Planning
- •I.1 Essential Preparation and Planning Checklist
- •I.2 Other questions concerning physical aspects.
- •II. Structure of an Oral Presentation
- •II.1.D Give title and introduce subject
- •II.1.E Give your objectives (purpose, aim, goals)
- •II.1.F Announce your outline.
- •II.3 The end or conclusion
- •II.3.A Content
- •II.3.B Dealing with difficult questions
- •Summary of Part II
- •III. Visuals
- •Vocabulary of graphs/chart
- •IV. A Relationship with the Audience
- •V. Body Language
- •VI. Voice and Pronunciation
- •Заключение
- •List of Literature
- •Internet sources:
- •Благодарности
- •Contents
Mixed Economy
Most economists would say that there are no examples in the world today of a completely free market or a completely controlled economy. Instead, every country operates a mixture of the two systems. Even in the freest economies, like the USA, there is some government control; even in the strictest planned economy there is some free enterprise.
Economies mix government control and free market values in different ways. One way is to let privately owned businesses exist alongside state run industries. The economy becomes divided between the state sector and the private sector The state sector often includes industries that the government thinks are important and need protection from the risks of the free market These could include public transport, hospitals, schools and the postal service. The state sector can also include large industries that are important for a country's economic health, such as oil, steel or agriculture. These are sometimes called primary industries because they provide basic materials to manufacturers.
These state sector industries use money that the government collects in taxes. Often they do not need to compete with other companies because no other company is allowed to provide the same product or service. However, many countries have recently started a process called deregulation.
Deregulation means reorganization of the economic structure within which private businesses are allowed to compete with state-run industries. The state sector should then run more efficiently in order to compete in the free market and because it now has less government protection
Deregulation of services like telecommunications, transport and banking has happened in many countries in recent years. People have generally accepted these changes. However, generally the public is less happy when governments start talking about deregulation in education and health services. Many people feel that profit motivation will harm these services rather than improve them.
Another way in which economies today are mixed is that governments put limits on free enterprise. For example, governments may decide to ban trade in certain goods if they are dangerous. They may also create laws to make sure companies trade honestly or to prevent monopolies. If a company has a monopoly, normal market forces do not affect it. This is bad for consumers and the economy in general. Governments may also regulate methods of production. They do this to guarantee that products are safe for consumers and to protect the environment
Many economists would argue that the mixed economy is the best system for consumers. This is because consumers have two ways to control the economy: by choosing to buy a company's goods or services and by choosing to give political parties their votes.
Complete each sentence with a word or phrase from the box.
agriculture, ban, efficiently, free enterprise, manufacturers, monopoly, private sector, profit motivation, public transport, state sector, telecommunications, trade
…… is a concept according to which businesses are able to trade without control from the government.
…… industries belong to and are run by the government.
…… industries belong to and are run by independent businesses
Buses, trains and planes are examples of ……
…… is another word for farming.
…… produce new goods from raw materials.
When a business works ……, it runs successfully without wasting resources.
Telephone and Internet systems are part of the …… industry.
…… is what drives businesses in the market economy.
When the government puts a …… on a commodity, people are not allowed to buy or own it.
If only one company controls part of the economy, they have a ……
When companies ……, they do business with each other.
Read the text again and answer the questions, choosing the best variant.
What do most economists believe about economies in the world today?
There are a number of free markets.
Some countries have a completely planned economy.
A mixed economy exists in some way in all countries.
Why do governments choose to run some industries?
So they can collect taxes.
Because they need to be protected from the risks of the free market.
To encourage a divided economy.
Why do governments deregulate some industries?
To make the industries more efficient.
To protect them.
Because there is too much competition.
According to the text, what is not very popular with the public?
Deregulation of public transport.
Deregulation of hospitals and schools.
Deregulation of telecommunications and banking.
What type of state control is not mentioned in paragraph 5?
Controlling the way companies do business.
Controlling what companies sell.
Controlling the prices companies set.
Ex 7.Comment on the following statements:
The type of the chosen system is critical in shaping environment in which businesses operate.
A cornerstone of the market system is that production alters swiftly to meet changing demands.
Many economists would argue that the mixed economy is the best system for consumers.
Ex 8. Increase your vocabulary.
Study the word combinations with the word “market”. Use them in thesentences of your own.
active market – активный рынок
domestic market – внутренний рынок
consumer market – потребительский рынок
wholesale market – оптовый рынок
a share of the market – долярынка
on (in, at) the market – нарынке
to be in the market (for) – намереватьсякупить
to meet with a ready market – находитьбыстрыйсбыт
marketable – годный для продажи, ликвидный
Other adjectives: brisk, boom (advancing), flat, foreign, competitive, cash, internal, international, money (monetary), saturated, profitable, sensitive, strong, volatile.
Verbs: to affect, to corner, to create, to develop, to flood, to rule, to gain (get) access to, to study.
Translate into English.
Наша компания намеревается купить большую партию товаров.
Мировой кризис отрицательно повлиял на внутренний рынок этой страны.
Потребительский рынок переполнен товарами.
Рынок сейчас неустойчив, поэтому лучше не рисковать своим капиталом.
Чтобы получить доступ на мировые рынки, компания должна быть конкурентоспособной.
Когда рынок неактивен, нет смысла надеяться на получение быстрой прибыли.
Эта компания уже 10 лет на рынке. И ее доля на рынке постоянно увеличивается.
Нам необходимо изучить рынок, прежде чем открывать новую фирму.
Мы должны изменить нашу ценовую политику в соответствии с рыночным курсом.
Благодаря отличному качеству продукция этой компании нашла быстрый сбыт на рынке.
Производители наводнили рынок дешевыми товарами низкого качества.
Эти товары вполне ликвидны. Вне всякого сомнения, они будут пользоваться спросом.