Добавил:
Upload Опубликованный материал нарушает ваши авторские права? Сообщите нам.
Вуз: Предмет: Файл:
Методичка 2-й курс, 2-й семестр(англ).doc
Скачиваний:
16
Добавлен:
15.08.2019
Размер:
449.02 Кб
Скачать

4. Answer the following questions:

  1. What is the role of financial institutions?

  2. What kinds of financial institutions do you know?

  3. What types of assets and liabilities are acquired by:

  • commercial banks?

  • savings associations?

  • mutual savings banks?

  • credit unions?

  • insurance companies?

  • pension and retirement funds?

  • money market mutual funds?

5. What's What in Finance? Match each word on the left with the correct definition on the right (a-o)

I. pension

a) Something that the government collects and no one likes to pay

2. bank

b) Where you go to borrow money or get cash

3. tax

c) How you are charged for borrowing money

4. dividends

d) How you can pay to buy a house, unless you can pay for it in a single payment

5. shares

e) A type of investment made by a company when buying equipment

6. inflation

f) What, in financial terms, a business hopes to make

7. bankruptcy

g) What a company has to prepare every year for presentation to its owners and the relevant authorities

to

8. capital spending

h) A situation where a company does not have enough money or property to pay its debts, and so the company closes

9. profit

i) The total amount of sales in a year

10. interest

j) Rising prices, rising costs and rising wages in an economy

11. assets

k) What you buy if you invest money in a company

12. turnover

1) Individuals who invest their money in a company hope to receive these regularly

13. liabilities

m) When you are old, you hope to have one of these

14. accounts

n) The name for all the property, equipment, investments and money owned by company (or individual)

a

15. mortgage

o) The name for everything that a company owes

6. Finance I. Choose the best alternative from the box below to complete the sentences.

I.

a) Workers

b) Directors

c) Control

d) Complaint

2.

a) individual

b) usury

c)cooperative

d) venture

3.

a) return

b) market

c) loss

d) rate

4.

a) gain

b) taxation

c) investment

d) risk

5.

a) fixed

b) contribution

c) communication

d) variable

6.

a) fixed

b) contribution

c) communication

d) variable

7.

a) market managers

b) cash flow

c) production lines

d) competitors

8.

a) profit and loss

b) volume

c) savings

d) shareholders

9.

a) goods

b) accounts

c) shares

d) securities

10.

a) tariff companies

b) claim forms

c) insurance adjusters

d) brokers

11.

a) statements and invoices

b) bonds and bills

c) stocks and shares

d) bulls and bears

12.

a) management buyout

b) merger

c) takeover bid

d) dawn raid

1.The Board of_______ is responsible for deciding on and controlling the strategy of a corporation or company.

  1. Small businesses depend on investors providing capital.

  2. Investors are influenced by the projected on their capital.

  3. The capital needed to run a business is provided by .

  4. Rent and rates, which do not change is turnover volume changes, make up the

costs of a company.

  1. Materials and direct labour costs, which change as turnover volume changes, make up the________costs of a company.

  1. Every company must watch its carefully if it is to avoid bankruptcy.

  2. The____________account shows whether the company is profitable or not.

  3. Banks require_______to guarantee a loan.

  4. Insurance companies may also use to negotiate the amount of insurance to be

paid.

  1. The Stock Exchange deals with the purchase and sale of .

  1. An individual or a company buying a block of shares in another company to give itself a majority shareholding is making a .