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in company Elementary

Unit 12

headword

pronunciation

translation/notes

example sentence

 

 

 

 

foreign exchange rate (n)

\ÆfÅrIn Iks"tSeIndZ

 

Companies often have insurance against a fall in interest or foreign exchange rates.

 

ÆreIt\

 

 

freezing (adj)

\"fri…zIN\

 

It’s freezing in Toronto in the winter.

(opposite = boiling)

 

 

 

hot (adj)

\hÅt\

 

They say that it’s been the hottest summer on record in Britain this year.

(opposite = cold)

 

 

 

industry (n)

\"Ind´strI\

 

Agriculture, energy and leisure are three examples of industries that depend on

 

 

 

the weather.

insurance (n)

\In"SU´r´ns\

 

 

insurance against

\In"SU´r´ns ´Ægenst\

 

In the USA the market for insurance against the weather is worth around

 

 

 

$9 billion a year.

take out insurance

\ÆteIk aUt In"SU´r´ns

 

Commercial airfields can take out insurance against high wind speeds.

(against)

´Ægenst\

 

 

insure (v)

\In"SU´\

 

 

insure against

\In"SU´ ´Ægenst\

 

Insuring against bad weather is another form of risk management.

interest rate (n)

\"Intr´st ÆreIt\

 

Some companies insure themselves against negative changes in interest rates.

leisure (n)

\"leZ´\

 

The leisure industry can be badly affected by the weather – people won’t go skiing

 

 

 

if there’s no snow and there are fewer visitors to theme parks in a wet summer.

minus (prep)

\"maIn´s\

 

Profits are the money earned by a business minus costs.

(opposite = plus)

 

 

 

payout (n)

\"peIÆaUt\

 

 

receive a payout

\rIÆsi…v ´ "peIÆaUt\

 

The London wine bar chain, Corney and Barrow, receives a payout for every

 

 

 

Thursday and Friday the temperature does not rise above 24°C.

This file has been downloaded from www.businessenglishonline.net

3

 

It is photocopiable, but all copies must be complete pages. © Macmillan Publishers Limited 2004.

in company Elementary

Unit 12

headword

pronunciation

translation/notes

example sentence

 

 

 

 

precaution (n)

\prI"kO…Sn\

 

take precautions against

\teIk prI"kO…S´nz

What precautions can businesses take against bad weather?

 

´Ægenst\

 

rainfall (n)

\"reInÆfO…l\

 

average rainfall (n)

\Æœv“´‘rIdZ "reInÆfO…l\

The average rainfall in Frankfurt in June is 73.7 mm.

inches of rainfall

\ÆIntS´z ´v "reInÆfO…l\

Weather insurance is based on specific measurements such as hours of sunshine,

 

 

inches of rainfall etc.

revenue (n)

\"rev´Ænju…\

 

loss of revenue (n)

\ÆlÅs ´v "rev´Ænju…\

We receive compensation for loss of revenue when the weather conditions are

 

 

extreme.

risk (n)

\rIsk\

Insurance is financial protection against risks.

assess the risks

\´Æses D´ "rIsks\

If the weather information isn’t very reliable, it’s difficult to assess the risks.

risk management (n)

\"rIsk ÆmœnIdZÆm´nt\

Insuring against bad weather is simply another form of risk management.

sector (n)

\"sekt´\

 

the energy/construction/

\Di… "en´dZI\

A mild winter will reduce the demand for heating and therefore affect the energy

publishing sector (n)

k´n"strøkSn\

sector.

 

"pøblISIN Æsekt´\

 

sunshine (n)

\"sønÆSaIn\

One advantage of weather insurance is that it is easy to measure the weather by

 

 

specifying wind speed, hours of sunshine etc.

temperature (n)

\"temprIÆtS´\

 

average temperature (n)

\Æœv“´‘rIdZ

What’s the average temperature in Helsinki in December?

 

"temprIÆtS´\

 

tourism (n)

\"tU´rIz´m\

Tourism is badly affected in ski resorts when there is no snow.

This file has been downloaded from www.businessenglishonline.net

4

 

It is photocopiable, but all copies must be complete pages. © Macmillan Publishers Limited 2004.

in company Elementary

Unit 12

headword

pronunciation

translation/notes

example sentence

 

 

 

 

video conference (n)

\"vIdI´U ÆkÅnfr´ns\

 

Video conferences are often more convenient than face-to-face meetings.

warm (adj)

\wO…m\

 

Finland is warmer than people think in July.

(opposite = cool)

 

 

 

wet (adj)

\wet\

 

The number of visitors to a theme park like Disneyland falls in a wet summer.

(opposite = dry)

 

 

 

wind (n)

\wInd\

 

 

high winds (n pl)

\ÆhaI "wIndz\

 

On days when high winds stop them flying, commercial airfields can receive

 

 

 

compensation.

wind speed (n)

\"wInd Æspi…d\

 

They take out insurance against the average wind speed exceeding a certain level.

This file has been downloaded from www.businessenglishonline.net

5

 

It is photocopiable, but all copies must be complete pages. © Macmillan Publishers Limited 2004.

in company Elementary

Unit 13

headword

pronunciation

translation/notes

example sentence

 

 

 

 

according to

\´"kO…dIN Ætu…\

 

According to some experts, regular commuters can suffer from high blood

 

 

 

pressure, anxiety or even fatal heart conditions.

angry (adj)

\"œNgrI\

 

 

get angry

\Æget "œNgrI\

 

Passengers on crowded trains get angry because they have to stand.

anxiety (n)

\œN"zaI´tI\

 

Overcrowding on trains causes high blood pressure and anxiety.

blood pressure (n)

\"blød ÆpreS´\

 

 

high blood pressure (n)

\ÆhaI "blød ÆpreS´\

 

Regular commuters can suffer from high blood pressure or even fatal heart

 

 

 

conditions.

by car/bus/train etc

\baI "kA…\"bøs\"treIn\

 

Dave commutes to the city’s business district by tram.

cancel (v)

\"kœnsl\

 

 

cancel a train/flight etc

\Ækœnsl ´ "treIn\"flaIt\

 

Trains are often delayed or cancelled without warning.

carriage (n)

\"kœrIdZ\

 

Providing an extra carriage is not profitable for a train company.

clockwork

\"klÅkÆw‰…k\

 

 

like clockwork

\ÆlaIk "klÅkÆw‰…k\

 

In Melbourne the trams arrive like clockwork.

combination (n)

\ÆkÅmbI"neISn\

 

 

the combination of …

\D´ ÆkÅmbI"neISn ´v

 

The combination of uncomfortable trains and unreliable services can cause high

and …

... Æ´nd ...\

 

tension levels.

commute (v)

\k´"mju…t\

 

 

commute to

\k´"mju…t Ætu…\

 

Dave Smith commutes to Melbourne’s central business district by tram.

commuter (n)

\k´"mju…t´\

 

A study by the Rail Passenger Council measured the heart rate and blood pressure

 

 

 

of commuters on overcrowded trains.

This file has been downloaded from www.businessenglishonline.net

1

 

It is photocopiable, but all copies must be complete pages. © Macmillan Publishers Limited 2004.

in company Elementary

Unit 13

headword

pronunciation

translation/notes

example sentence

 

 

 

 

regular commuter

\Æregj´l´ k´"mju…t´\

 

Some regular commuters suffer from stress-related conditions

commuting (n)

\k´"mju…tIN\

 

The study suggests that commuting can be bad for you.

company car (n)

\ÆkømpnI "kA…\

 

I do a lot of driving in my job and have a company car.

conditions (n pl)

\k´n"dIS´nz\

 

 

poor conditions (n pl)

\ÆpO… k´n"dIS´nz\

 

As a result of the poor conditions of their journey to work, many commuters are

 

 

 

stressed before they arrive at the office.

consulting company (n)

\k´n"søltIN

 

Jane Stevens, an executive in a consulting company, prefers driving as it gives her

 

Ækømp“´‘nI\

 

time to plan her day.

crowded (adj)

\"kraUdId\

 

The alternative to driving is a 30-minute journey on a crowded train and then two

 

 

 

tube rides.

cycle path (n)

\"saIkl Æpa…T\

 

I cycle into work in Strasbourg and almost all the journey is on cycle paths so I

 

 

 

don’t have to worry about the traffic.

disadvantage (n)

\ÆdIs´d"vA…ntIdZ\

 

 

the disadvantages of …

\D´ ÆdIs´d"vA…ntIdZ´z

 

One of the disadvantages of driving to work in London is the amount of traffic on

(opposite = the

´v\

 

the roads.

advantages of)

 

 

 

drive (v)

\draIv\

 

She likes having time to plan her day as she drives.

drive to work

\ÆdraIv t´ "w‰…k\

 

She drives to work every day from her home in southeast London.

ecological (adj)

\Æi…k´"lÅdZIkl\

 

The bicycle is a far more ecological form of transport than the car.

financial penalty (n pl)

\faIÆnœnSl "pen´ltI\

 

A ‘fine’ is a word meaning a financial penalty.

fine (n)

\faIn\

 

 

pay a fine

\ÆpeI ´ "faIn\

 

For the rail companies it is cheaper to pay fines than to provide longer trains.

This file has been downloaded from www.businessenglishonline.net

2

 

It is photocopiable, but all copies must be complete pages. © Macmillan Publishers Limited 2004.

in company Elementary

Unit 13

headword

pronunciation

translation/notes

example sentence

 

 

 

 

foot (n)

\fUt\

 

go on foot

\Æg´U Ån "fUt\

If I go on foot to the office, it’s a half-hour walk.

frustration (n)

\frø"streISn\

Passengers get angry because they have to stand and when the train stops for

 

 

20 minutes for no particular reason, this adds to their frustration.

get (v)

\get\

get a bus/taxi/train/tram

\Æget ´ "bøs\"tœksI\

 

"treIn\"trœm\

get into (phr v)

\Æget "Intu…\

get into the car/taxi/train

\get ÆInt´ D´

 

"kA…\"tœksI\"treIn\

get off (phr v)

\Æget "Åf\

get off the train/bus/tram

\get ÆÅf D´

(opposite = get on)

"treIn\"bøs\"trœm\

get on (phr v)

\Æget "Ån\

get on the train/bus/tram

\get ÆÅn D´

(opposite = get off)

"treIn\"bøs\"trœm\

get out of (phr v)

\get "aUt ´v\

get out of the car

\get ÆaUt ´v D´ "kA…\

the good thing

\D´ "gUd TIN\

the good thing about ...

\D´ "gUd TIN ´ÆbaUt\

health problem (n)

\"helT ÆprÅbl´m\

heart condition (n)

\"hA…t k´nÆdIS´n\

inconvenient (adj)

\ÆInk´n"vi…nI´nt\

(opposite = convenient)

 

I usually get a bus to work.

I walk out of the house, get into the car and drive to the station.

She gets off the train at Lime Street and walks to work.

He gets on the train, sits down and tries to sleep.

After a ten-minute drive I get out of the car and walk into the station.

One of the good things about cycling to work is that it’s cheap.

Overcrowded trains can cause health problems for passengers.

As a result of the stress commuters can suffer from high blood pressure or even fatal heart conditions.

Waiting for half an hour for a train is frustrating and inconvenient.

This file has been downloaded from www.businessenglishonline.net

3

 

It is photocopiable, but all copies must be complete pages. © Macmillan Publishers Limited 2004.

in company Elementary

Unit 13

headword

pronunciation

translation/notes

example sentence

 

 

 

 

loan (n)

\l´Un\

 

Companies sometimes help employees to buy their season tickets by giving them

 

 

 

loans.

measure (v)

\"meZ´\

 

The study measured the heart rate and blood pressure of commuters on crowded

 

 

 

trains.

overcrowded (adj)

\Æ´Uv´"kraUdId\

 

Travelling on overcrowded trains can cause a level of tension which is dangerous.

overcrowding (n)

\Æ´Uv´"kraUdIN\

 

Rail companies prefer to pay a small fine for overcrowding rather than provide an

 

 

 

extra carriage.

passenger (n)

\"pœsIndZ´\

 

Passengers who have to stand on crowded trains often get angry.

rail passenger (n)

\"reIl ÆpœsIndZ´\

 

Putting on an extra carriage to make rail passengers more comfortable is not

 

 

 

profitable.

price (n)

\praIs\

 

 

high prices (n pl)

\ÆhaI "prAIs´z\

 

Commuters resent paying high prices for a poor service.

(opposite = low prices)

 

 

 

profitable (adj)

\"prÅfIt´bl\

 

Putting on an extra carriage is not profitable for a train company.

(opposite = unprofitable)

 

 

 

public transport (n)

\ÆpøblIk "trœnspO…t\

 

Public transport is unreliable in this country.

punctual (adj)

\""pøNktSU´l\

 

The 6.45 train is usually very punctual.

(opposite = unpunctual)

 

 

 

rail

\"reIl\

 

 

rail company (n)

\"reIl Ækømp“´‘nI\

 

For rail companies it is cheaper to pay fines than to provide longer trains.

rail passenger (n)

\"reIl ÆpœsIndZ´\

 

Many rail passengers suffer health problems because of the poor conditions on trains.

rail travel (n)

\"reIl Ætrœvl\

 

The disadvantages of rail travel is that it is expensive and often very unreliable.

This file has been downloaded from www.businessenglishonline.net

4

 

It is photocopiable, but all copies must be complete pages. © Macmillan Publishers Limited 2004.

in company Elementary

Unit 13

headword

pronunciation

translation/notes

example sentence

 

 

 

 

result (n)

\rI"zølt\

 

as a result

\Æœz ´ rI"zølt\

Uncomfortable trains and unreliable services cause dangerous tension levels; as a

 

 

result many rail passengers have health problems.

ride (v)

\raId\

ride a bike/motorbike

\ÆraId ´ "baIk\

 

"m´Ut´baIk\

season ticket (n)

\"si…zn ÆtIkIt\

service (n)

\"s‰…vIs\

a poor/unreliable service

\´ ÆpO…\ÆønrIÆlaI´bl

 

"s‰…vIs\

slow (adj)

\sl´U\

(opposite = fast)

 

stressed (adj)

\strest\

subsidy (n)

\"søbs´dI\

sweaty (adj)

\"swetI\

hot and sweaty

\ÆhÅt ´n "swetI\

take (v)

\teIk\

take a bus/train/taxi/tram

\ÆteIk ´ Æbøs\

to work/the office

ÆtreIn\ÆtœksI\Ætrœm

 

t´ "w‰…k\Di… "ÅfIs\

It takes …

\ÆIt "teIks\

It takes sb half an hour/

\It ÆteIks Sømb´dI

40 minutes/two hours etc

ÆhA…f ´n "aU´\ÆfO…tI

 

"mInIts\ÆtU… "aU´z\

This file has been downloaded from www.businessenglishonline.net

It is photocopiable, but all copies must be complete pages. © Macmillan Publishers Limited 2004.

In Holland a lot of people ride their bikes to work.

A season ticket is a ticket that is valid for an extended period of time.

They pay high prices for a poor service and, logically, they resent this.

Commuting by car in London can be very slow.

Many commuters are stressed even before they arrive at the office.

Employees often buy their season tickets with loans or subsidies from their company.

She doesn’t cycle fast because she wants to avoid getting hot and sweaty.

If I’m late I take a taxi to the office.

It takes him ten minutes to get to work by tram.

5

in company Elementary

Unit 13

headword

pronunciation

translation/notes

example sentence

 

 

 

 

tension (n)

\"tenSn\

 

level of tension

\Ælevl ´v "tenSn\

Unreliable services and uncomfortable trains cause a dangerous level of tension.

traffic (n)

\"trœfIk\

Cycling can be dangerous if there’s a lot of traffic.

tube (n)

\tju…b\

 

on the tube

\ÆÅn D´ "tju…b\

On the tube in the morning, no one really talks.

tube ride (n)

\"tju…b ÆraId\

My journey to work involves a 15-minute walk and two tube rides.

underground (n)

\"ønd´ÆgraUnd\

 

the underground

\Di… "ønd´graUnd\

The worst thing about the underground is the dirt.

valid (adj)

\"vœlId\

 

be valid for

\bI "vœlId fO…\

A season ticket is valid for an extended period of time.

walk (v)

\wO…k\

 

walk to work

\ÆwO…k t´ "w‰…k\

I’d love to be able to walk to work.

warning (n)

\"wO…nIN\

 

without warning

\wIÆDaUt "wO…nIN\

Trains are often delayed or cancelled without warning.

workplace (n)

\"w‰…kÆpleIs\

The majority of Europeans live within 30 minutes of their workplace.

This file has been downloaded from www.businessenglishonline.net

6

 

It is photocopiable, but all copies must be complete pages. © Macmillan Publishers Limited 2004.

in company Elementary

Unit 14

headword

pronunciation

translation/notes

example sentence

 

 

 

 

add (v)

\œd\

add sth to sth

\Æœd ÆsømTIN t´

 

"sømTIN\

built-in camera (n)

\ÆbIltIn "kœmr´\

city centre (n)

\ÆsItI "sent´\

come-back (n)

\"kømÆbœk\

make a come-back

\ÆmeIk ´ "kømÆbœk\

company rules (n pl)

\Ækømp“´‘nI "ru…lz\

delivery (n)

\dI"lIv“´‘rI\

expect delivery

\IkÆspekt dI"lIv“´‘rI\

develop (v)

\dI"vel´p\

development (n)

\dI"vel´pm´nt\

digital camera (n)

\ÆdIdZItl "kœmr´\

dress code (n)

\"dres Æk´Ud\

environmentally-friendly (adj)

\InÆvaIr´ÆmentlI

 

"frendlI\

feature (v)

\"fi…tS´\

figures (n pl)

\"fIg´z\

This file has been downloaded from www.businessenglishonline.net

It is photocopiable, but all copies must be complete pages. © Macmillan Publishers Limited 2004.

Mobile phone companies are now looking at adding video to their phones.

They’re trying to improve the quality of the built-in cameras many mobile phones feature.

Trams are making a come-back to many city centres around the world.

Trams are now making a come-back as a means of transport in city centres.

We normally wear a dark suit and tie to work – it’s company rules.

I’m phoning about our special order. When can we expect delivery?

Sanyo electric is developing a 3-D TV screen.

“Global Trends” is a webpage with information about the latest trends and developments.

Prices of digital cameras are falling.

The dress code where I work is suits and ties.

More car manufacturers are marketing environmentally-friendly vehicles that run on hydrogen.

Many mobile phones now feature built-in cameras.

“Sonia, can you help me with these figures?” “Sorry, I’m a bit busy right now.”

1

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