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Spend waste save have make invest

Use one of these verbs to complete the first gap in the sentence and time or money to complete the second one.

  1. I think you should …………….. your ………………….. in the New York stock market. That’s the way to get rich!

  2. I usually get the train to work. It’s a bit more expensive than the bus but it ……………….. me a lot of ………………….. every morning because I get to work much earlier.

  3. There are too many meetings in our company. We ………………… a lot of ……………….. talking about things. But nothing gets done.

  4. I’d love to help you but I just don’t …………………. the ……………….. . I’ve got an urgent appointment at head office.

  5. Executives at head office have been told to …………………. less …………. on travel and entertainment. All departments have to make economies – from the top down.

  6. Teresa enjoys her new job, but she doesn’t …………………… as much ……………………. as she used to when she was on commission.

Exercise 166

Fill in the words.

Invest lend lose owe make keep up save earn spend take out

  1. If you take out a loan, make sure you can ………………..the payments.

  2. The bank manager refused to …………………..us the money we needed. She said that our accounting system was too disorganized.

  3. Diana has really done well since she moved to the States. She ……………………..more than $80,000, and she has a company car.

  4. We’ve decided to move to a new office to…………………………money. The place we rent at the moment is too expensive.

  5. Since I got my credit card I’ve …………………………far too much money.

  6. Scotbank decided to close its Tokyo operation because it was……………………..money.

  7. I wish I hadn’t…………………………….that loan. I still………………………….the bank £3,000. I don’t know when I’ll be able to pay it back.

  8. The easiest way to……………………………money is to………………………….wisely in the Stock Market.

Exercise 167

Make up word combinations.

Use pay cash change open make

  1. ………a current account 4. …………bank charges

  2. ………two hundred dollars 5. …………a bank transfer

  3. ………this cheque 6. ………….the cash dispenser

Exercise 168

Use the word combinations from Exercise 167 to complete the following.

  1. I’d like to ………………………………………………………………………………. .

  • Of course. If you go over to the foreign desk someone will help you.

  • Excuse me. Can I …………………………………………………………………………?

    • Certainly. Could you sign it on the back and date it, please

  • I’ve just moved here. I’d like to…………………………………………………………. .

    • Certainly. Would you mind filling this form in. There is a minimum deposit of £20.

  • So with this new Scotbank Plus account the customer gets free banking.

    • Not exactly. You …………………………………. if your account is overdrawn.

  • Don’t the banks close at three around here?

    • Yes, but you can still …………………………………………………to withdraw money.

  • I’d like to ………………………………………………………………………………

    • How much would you like to send?

    Exercise 169

    Use these clues to help you fill in a copy of this word puzzle and find the hidden word. All the words are in Peter Hall’s report above.

    Clues

    1. Suggestions

    2. Written description of a situation

    3. The “facts” in a report

    4. Money kept in an office for small payments

    5. Not business (eg phone call)

    6. Money you pay out

    7. Ways of spending less money

    8. Numbers

    9. You use this coloured paper to make copies

    10. Money paid regularly to the owner of a building for its use

    11. Local government tax on buildings

    1R

    2R

    3F

    4P

    5P

    6E

    7S

    8F

    9C

    10 R

    11 R

    Exercise 170

    Write a memo to the staff from Peter Hall about his findings on expenditure. Suggest ways they can save money, like this:

    Please do not leave the lights on.

    Please use the phone after 1pm.

    Exercise 171

    Translate into Russian.

    1. In September the company spent 10% of petty cash on stationery.

    2. Every month Simon buys many stamps and envelopes.

    3. Sheila spends the most of petty cash on travel.

    4. Why don’t you use carbon paper, not the photocopier.

    5. The company pays much money to the owner of the building.

    6. We should reduce the sales budget.

    7. Governments should stop spending money on space research.

    8. Everyone should learn how to use a computer.

    Exercise 172

    Paraphrase the sentences.

    1. I strongly recommend me reduce the sales budget. We should / ought to reduce sales budget.

    2. There’s a small chance that marketing would accept a cut in their budget. Marketing ___________________________________________________

    3. A cut in the production budget is out of the question. We _________________________

    4. It’s possible to spend more on direct sales activities. We __________________________

    5. It is advisable to reduce the total budget. We ___________________________________

    6. It’s impossible for research to continue on this budget. Research ____________________

    7. There is a possibility that more money will be made available. More money _______________________________________________________________________

    8. I strongly recommend we do not cut the marketing budget. We _____________________

    9. There’s a small chance sales will not reach their target. Sales ______________________

    10. Production will possibly need more money later in the year. Production _______________________________________________________________________