Контрольное задание

Для того чтобы правильно выполнить задание, необ­ходимо усвоить следующие разделы курса английского языка:

1. Видовременные формы глагола: активный и пассивный залог - формы Indefinite (Present, Past, Future); формы Continuous (Present, Past, Future); формы Perfect (Present, Past, Future); Особенности перевода пассивных конструкций на рус­ский язык.

2.Простые неличные формы глагола: Participle I (Pre­sent Participle), Participle II (Past Participle) в функциях оп­ределения и обстоятельства.

Инфинитив (Infinitive) в функции а) подлежащего, б) составной части сказуемого, в) определения, г) обстоятельства цели.

Gerund - герундий, простые формы.

Студенты, номер зачетки которых заканчивается

на1или0, выполняют 1-ый вариант на2,7 2-ойвариант на3,8 3-ий на4,9 - 4-ый на5 - 5-ый на 6 - 6-ой

Вариант 1

I. Выберите правильный ответ, обращая внимание на видовременную форму и залог сказуемого и переведите предложения на русский язык.

1.1. Bank-notes first … into use in Britain during the 17^th century.

1. have come

2. came

3. come

1.2. Benefits that the government … now among all should be given to the needy.

1. was distributing

2. will be distributing

3. is distributing

1.3. Since 1989, extensive political and fiscal decentralization … under way in almost all countries in Central and Eastern Europe and Russia.

1. has been

2. had been

3. is being

1.4. The bankers were informed that the interest on the loan … by Mr. Black a few days ago.

1. was paid

2. has been paid

3. had been paid

1.5. The accountant … a balance by 5 p.m.

1. will be drawing up

2. will draw up

3. will have drawn up

II. Выпишите предложения, содержащие в составе герундий и переведите их на русский язык.

2.1. Loan capital is more appropriate to firms operating in stable markets.

2.2. The using of the new method produced good results.

2.3. His taking part in the development of the new taxation system was a great

help to us … .

2.4. Serving as a means of exchange, money is essential in economy.

2.5. Government redistributes incomes within the nation by levying taxes.

III. Выпишите предложения, в которых причастие II является определением и переведите их на русский язык.

3.1. Some regulations and restrictions were offered by the government to protect

consumers from inferior goods.

3.2. Consumer groups often study the quality of goods offered by foreign

producers at a particular market.

3.3. Some goods foreign producers offered in the market but they were not only of

inferior quality but could also affect consumers’ health.

3.4. In our modern complex economy, the producer often decides for himself what

goods and services should be offered to consumers.

3.5. The examining of the quality of consumer goods offered at a particular market

is of special interest to consumer groups.

IV. Прочитайте и письменно переведите текст, затем выполните тест по тексту:

Introduction to Banking and Financial Markets

A commercial bank borrows money from the public, crediting them with a deposit. The deposit is a liability of the bank. It is the money owed to depos­itors. In turn the bank lends money to firms, households, or governments wishing to borrow.

Commercial banks are financial intermediaries with a government license to make loans and issue deposits, including deposits against which cheques can be written¹.

Major important banks in most countries are included in the clearing sys­tem in which debts between banks are settled by adding up all the transac­tions in a given period and paying only the net amounts needed to balance inter-bank accounts².

The balance sheet of a bank includes assets and liabilities. We begin by discussing the asset side of the balance sheet. Cash assets are notes and coins kept in their vaults and deposited with the Central Bank. The balance sheet also shows money lent out or used to pur­chase short-term interest-earning assets such as loans and bills. Bills are fi­nancial assets to be repurchased by the original borrower within a year or less. Loans refer to lending to households and firms and are to be repaid by a cer­tain date. Loans appear to be the major share of bank lending. Securities show bank purchases of interest-bearing long-term financial assets. These can be government bonds or industrial shares. Since these assets are traded daily on the Stock Exchange, these securities seem to be easy to cash whenever the bank wishes, though their price fluctuates from day to day.

We now examine the liability side of the balance sheet which includes, mainly, deposits. The two most important kinds of deposits are sure to be sight deposits and time deposits. Sight deposits can be withdrawn on sight³ whenever the depositor wishes. These are the accounts against which we write cheques, thus withdrawing money without giving the bank any warning. Therefore, most banks do not pay interest on sight deposits, or chequing accounts.

Before time deposits can be withdrawn, a minimum period of notification must be given within which banks can sell off some of their high-interest se­curities or call in some of their high-interest loans in order to have the money to pay out depositors. Therefore, banks usually pay interest on time deposits. Apart from deposits banks usually have some other liabilities as, for instance, deposits in foreign currency, cheques in the process of clearance and others.

1. to write cheques against the account — выписывать чеки против счета

2. to balance an account — уравнять, погасить счет; сбалансировать статьи расходов

3. on sight — по предъявлении (без предварительного уведомления)