35. Выразите одним словом.

1) Money paid for a place to live a) fees

2) Money paid to the government b) interest

3) Money paid for the professional services c) taxes

4) Money in coins and notes, not cheques d) wages

5) Money paid to workers by hour or week e) salary

6) Money paid as charges on the money you borrow f) rent

7) Money paid to workers for a month’s or year’s work g) pension

8) Money paid to older people who no longer work h) fare

9) Money returned to you after you pay too much i) cash

10) Money paid for a journey by bus, train or plane j) change

36. Прочитайте следующие диалоги на английском языке и переведите их на русский. Напишите прописью все цифры, которые встречаются в диалогах. At a Bank

1

• Hello. I’m from Germany, and I’m staying in England for a year. I want to open an account here. What documents do I need, please?

• We need to see your passport and a letter from your employer or your place of study if you’re a student.

• Right. Is that all?

• That’s all, yes.

• Thank you.

2

• May I help you?

• Yes. I want to open a checking account.

• OK. We have two kinds of accounts. One has free checking. But you have to keep a minimum balance of $200. The other requires no minimum balance. The fee is $25 a check.

• I don’t want to keep a minimum balance. I’ll pay for the checks.

• Will you make a deposit now?

• Yes, I will.

• How much?

• I’ll deposit $500.

3

• I’m out of money. I want to cash a check.

• Do you have an account with this bank?

• Yes, I do. The account number is 8439518.

• Will you endorse this check, please?

• Sure.

• Do you want anything special?

• Yes. I want a twenty, two tens, and two fives.

4

• I want to make a withdrawal from my savings account.

• Do you have your passbook with you?

• Yes, here it is.

• How much do you want to withdraw?

• I’ll take out $200.

• Do you want that in cash?

• No, thanks. Will you give me a certified check, please?

• Certainly. Just a minute. I’ll give you your check and I’ll return your passbook with the new balance.

5

• What can I do for you?

• I want to apply for a loan.

• How much money will you need?

• My family is moving across the country. I’ll need $590 for moving expenses.

• OK. Will you fill out this application, please?

• Sure. When will I know your decision?

• We’ll need to check your credit rating. I’ll call you at work on Friday.

• Good. Thanks for your help.

6

• Good morning. Can I help you?

• Yes. My name is Brown. I’m expecting money from my bank in Montreal.

• By post, cable or telex, sir?

• By telex.

• Just a moment, I’ll check it. Are you Jack Brown?

• Quite right.

• Yes. There’s 800 dollars from the Royal Bank of Canada, Montreal. Have you got any identification, sir?

• Yes, I’ve got my passport. Here it is.

• Thank you, sir.

7

• Good afternoon, sir. Can I help you?

• Yes, I’d like to change some Swedish money, please.

• Certainly, sir. How much?

• Two hundred crowns.

• Is it in traveller’s cheques?

• No, in cash.

• Well, the exchange rate for the Swedish crown today is 10 crowns to the pound.

• How much is 200 crowns, then?

• 20 pounds, sir.

• I see.

• How would you like it?

• Four five-pound notes, please.

• Here you are. Anything else, sir?

• No, thank you. Good-buy.

• Good-buy.

37. Прочитайте и переведите следующий текст на русский язык. Выпишите все цифры из текста и напишите их прописью. Дайте точные русские эквиваленты всех выделенных слов, словосочетаний и сокращений.

Currency and Banking

The basic unit of currency is the United States dollar. The U.S. decimal currency consists of coins and paper money, issued by the U.S. Department of the Treasury and the Federal Reserve System. The Federal Reserve issues paper money called Federal Reserve notes, which constitute almost all the paper money in the United States. The Treasury issues United States notes, which come in $100 denominations, as well as all coins.

Coins are made in six denominations—the penny, or 1; the nickel, or 5; the dime, or 10; the quarter, or 25; the half-dollar, or 50; and the dollar, or 100. Federal Reserve notes are issued in six denominations—$1, $5, $10, $20, $50, and $100. Denominations of $500, $1000, $5000, and $10,000 were discontinued in 1969, and $2 bills were stopped in 1976; however, some of these notes remain in circulation. In 1993 the basic U.S. money supply, including currency and funds in checking accounts, was nearly $1.13 trillion.

In 1993 the United States had 10,957 insured banks with a total of nearly 67,800 banking offices. Due to mergers and closures, the number of banks steadily declined in the 1980s and early 1990s while the number of bank offices increased. Combined assets were approximately $3.71 trillion. Banks in the United States are chartered under the laws of either a state or the federal government. State-chartered banks are regulated by officials of the state in which they are located. National banks are under the supervision of the Office of the Comptroller of the Currency.

The Federal Reserve System, created by the Federal Reserve Act of 1913, is the central banking organization of the United States. All national banks are required by law to belong to the Federal Reserve System. State banks may voluntarily become members if they meet certain requirements. Each member bank operates within the district of 1 of the 12 Federal Reserve banks. About 60 percent of all commercial banking offices belong to banks affiliated with the Federal Reserve System.