- •Курс английского языка для финансистов
- •Предисловие
- •Unit 1. Economic environment a. Text what is economics all about?
- •B. Dialogue business climate in russia
- •Vocabulary list
- •Exercises
- •Discussion
- •In order to get prepared for participation in the class discussion of the above questions, write several paragraphs on the following:
- •Reading practice
- •Unit 2. Public finance a. Text finance and financial system
- •B. Dialogue budget organization and budget process
- •Vocabulary list
- •Exercises
- •Discussion
- •A) The Budget Message of the Mayor
- •April 27, 1995
- •In order to get prepared for participation in the class discussion of these questions, write several paragraphs on the following:
- •Reading practice
- •Unit 3. Fiscal management a. Text financial policy. Fiscal sphere
- •B. Dialogue effective fiscal policy
- •Vocabulary list
- •Exercises
- •A) Financial Policy
- •B) Fiscal Policy in the uk
- •Discussion
- •A) Multiyear Budgeting
- •B) Types of Budget Classification
- •A) Fiscal Policy in Transition Economies: a Major Challenge
- •B) On Macro- and Microeconomics
- •In order to get prepared for participation in the discussion of the questions, write a short essay on the following:
- •Reading practice
- •Transition Economies Need to Reform Social Safety Nets
- •Unit 4. Central banking. Monetary policy a. Text central banking system
- •B. Dialogue banking system in russia
- •Vocabulary list
- •Exercises
- •Us Activities of Foreign Banking Organizations
- •Discussion
- •A) Is Monetary Policy Needed?
- •B) Payment Systems
- •In order to get prepared for participation in the class discussion of the questions, write a summary of the interview in Ex. 13. Follow the plan suggested below:
- •Reading pra ctice
- •Unit 5. Banking system a. Text commercial banks
- •B. Dialogue
- •Interview With a Bank Manager
- •Vocabulary list
- •Exercises
- •B) Bank Accounts
- •B) The Nature of Banking
- •Discussion
- •A) Bank Loans and Overdrafts
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on:
- •Reading practice
- •Unit 6. Taxation a. Text what are taxes?
- •B. Dialogue taxation in russia
- •Vocabulary list
- •Exercises
- •What Is an Excise Duty?
- •Tax Reform in Developing Countries
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on the following:
- •Reading practice
- •Unit 7. International monetary system a. Text
- •International monetary institutions
- •B. Dialogue
- •Imf's support for russian reforms
- •Vocabulary list
- •Exercises
- •International Monetary Fund
- •Your Partner ebrd
- •World Bank – International Bank for Reconstruction and Development (ibrd)
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on:
- •Reading practice
- •Unit 8. Financial markets. The bond market a. Text trading in the bond market
- •B. Dialogue the bond market
- •Vocabulary list
- •Exercises
- •Discussion
- •In order to get prepared for participation in the class discussion of the above questions, write a short essay on the following:
- •Reading practice
- •Unit 9. Financial markets. The stock market a. Text stocks and markets
- •B. Dialogue the corporate securities market in russia
- •Vocabulary list
- •Exercises
- •Discussion
- •A) Bulls, Bears and Stags
- •B) Options and Short Selling
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on the following:
- •Reading practice
- •The New Issue Market
- •Unit 10. Investment activity a. Text
- •Investments
- •B. Dialogue
- •Investment climate
- •Vocabulary list
- •Exercises
- •Investment Companies
- •3 Food Giants Build Local Yogurt Plants
- •Discussion
- •B) Brazil Attracts Foreign Investors
- •C) Investment in the uk
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on the following:
- •Reading practice
- •Investment Skill Is a Rare Commodity
- •Investment Trusts
- •Unit 11. Foreign exchange market. Global financial markets a. Text trading in the foreign exchange market
- •B. Dialogue cornerstone of the global financial market
- •Vocabulary list
- •Exercises
- •The Eurocurrency Market
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write several short paragraphs about:
- •Reading practice
- •Unit 12. Financial management a. Text finance function
- •B. Text financial ratios
- •C. Dialogue ratio analysis
- •Vocabulary list
- •Exercises
- •Discussion
- •A) Corporate Governance
- •B) Investment Management
- •A) Investment Decision Making
- •B) Investment Project Appraisal
- •In order to get prepared for participation in the class discussion of these questions, write a short paragraph on the following:
- •Reading practice
- •Unit 13. Accounting a. Text accounting principles and concepts
- •B. Dialogue accountancy in a free-market economy
- •C. Dialogue public and private accountants
- •Vocabulary list
- •Exercises
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write a short paragraph, explaining:
- •Reading practice
- •Balance Sheet
- •A. Balance sheet
- •Unit 14. Auditing a. Text performing an audit
- •B. Dialogue auditing in russia
- •Vocabulary list
- •Exercises
- •Ex. 4. Say in a few words what the main text is about. Use the opening phrases from
- •Sweden.
- •Independent Auditors' Report to the Board of Directors and Stockholders of_______Company
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write several paragraphs on the following:
- •Reading practice
- •Banking correspondence
- •Dictionary of key words
- •Contents
Vocabulary list
A. by definition по определению
loan п ссуда
advance п аванс, ссуда
clearing bank клиринговый банк
intermediary п посредник
deposit account депозитный счет, срочный счет
current account текущий счет
to pool risks объединять риски
acquire v приобретать
expertise п профессиональный опыт
assess v оценивать
inherent adj присущий, свойственный
ultimate borrower конечный, основной заемщик
margin п (зд.) разница, маржа
borrowing interest rate процентная ставка на заемный капитал
lending interest rate ставка ссудного процента
to collect cheques инкассировать чеки
bill п вексель
dividends п дивиденды
overdraft facility услуги по овердрафту
discount v учитывать (векселя)
letter of credit аккредитив
traveller's check дорожный чек
strong-room facilities сейфовые помещения, хранилища
valuables п pl ценности
safe custody (of securities) хранение (ценных бумаг) в сейфе
redeem v выкупать, погашать, возвращать
retail banking операции банков с широкой клиентурой
wholesale banking операции крупных банков между собой
merging п слияние, объединение
investment banking инвестиционная деятельность банков
intermediation п посредничество
underwriting п андеррайтинг, поручительство
offshore banking офшорная банковская деятельность
denominated adj деноминированный
transact v заключать (сделки), вести (дела)
withdrawal п (зд.) снятие со счета
at short notice с кратковременным уведомлением
percentage п процент; доля, выраженная в процентах
cash ratio норма кассовых резервов (отношение кассовых активов банка к депозитам)
guard v охранять, сохранять
credit policy кредитная политика
cautious adj осторожный
liquidity ratio коэффициент ликвидности (отношение ликвидных средств к сумме активов)
"near money" «почти деньги», квазиденьги (активы, легко обращающиеся в наличность)
money at call деньги до востребования
Treasury bill казначейский вексель
В. substantial adj значительный
profitability п доходность, рентабельность
substantiate v приводить доказательства, подтверждать
pre-tax profit прибыль до налогообложения
operating income доход от основной деятельности
net income чистый доход
interest income процентный доход
non-interest income доход, за исключением процентного дохода
progressively adv постепенно, поступательно
prior adj предшествующий
loan portfolio портфель выданных банком займов
specialist area сфера специализации
charity п благотворительность
niche п ниша
focus v сосредоточивать (внимание, усилие)
cooperative bank кооперативный банк
to bear fruit приносить плоды
commit (oneself) v брать на себя обязательство
forefront п передовая линия, передний край
credit/debit card кредитная/дебитовая карточка
ATM (automated teller machine ) банкомат
Armchair Banking Service система домашних банковских услуг
branch network сеть филиалов
processing centre центр обработки (данных, документов)
to bank one's takings вносить деньги, выручку, поступления в банк
a quick return быстрый оборот (возврат) денег
split v дробить, разбивать
operative division оперативное подразделение
treasury п (зд.) подразделение, занимающееся управлением свободными средствами
servicing division функциональное подразделение
investment portfolio management управление инвестиционным портфелем
foreign exchange deals операции с иностранной валютой
ensure v обеспечивать, гарантировать
money market рынок краткосрочных ссудно-заемных операций
considerate adj внимательный, деликатный, тактичный
redundancy n (зд.) сокращение, увольнение персонала
unavoidable adj неизбежный
Euro service услуги с использованием евровалюты