Credits are equal to reserves;
deposits are equal to credits;
deposits are equal to reserves;
no accurate the answer+
7) In the system with the partial bank redundancy:
banks cannot issue credits;
credits are equal to deposits;
banking system completely controls the value of the proposal of money;
all banks must store the sum of reserves, their equal to portion deposit+
8) Norma required reserves for the commercial banks are the fixed percentage of:
credits;
deposits; +
active memberships;
the treasury bonds
9) The actual reserves of bank are equal to the difference between:
with the value of deposits and given out credits; +
with the value of deposits and credit possibilities of bank;
with the value of excess and required reserves;
with the value of deposits and of excess reserves;
10) The actual reserves of bank are equal to the difference between:
With the value of deposits and given out credits;
with the value of deposits and credit possibilities of bank;
with the value of excess and required reserves;
with the value of deposits and of excess reserves; +
11) The active memberships of commercial bank do not include:
action and the bond of particular firms;
available money;
its own capital of bank; +
the state papers
12) The liabilities of commercial bank do not include:
state papers; +
its own capital of bank;
deposits poste restante;
saving deposits;
13) If the required reserves of bank compose 25 mln. $, and deposits - 200 mln. $, then the standard of required reserves is equal:
8%;
10%;
12,5%; + rr=(25/200)х100%=12.5%
20%;
14) If the standard of required reserves composes 12,5%, and the value of the required reserves of bank is equal to 20 mln. $, then the value of deposits is equal:
250 mln. $;
200 mln. $;
160 mln. $; + D=20/0.125 = 160 mln $
147,5 mln. $;
15) Commercial banks can create money by the way:
the transfer of the part of the deposits into the central bank for the exchange to the available money;
the purchase of state papers in central bank;
the transfer of available money into the central bank;
the delivery on credit of excess reserves to its clients +
16) Monetary stock grows, if the commercial banks:
increases their contributions in the central bank;
increase the volumes of the credits, given to house management and firms; +
increase their obligations in the current nonbusiness accounts by obtaining the available and clearing money from the population with the contributions;
they withdraw the part of their contributions in the central bank;
17) The process of creating the money by commercial banks begins from the moment, when:
means enter the bank calculation;
bank gives credit its client; +
client returns the means undertaken on credit to bank;
client expends the means, undertaken on credit in bank;
18) If in the commercial bank is a deposit for the sum of 10 thousand dol. and the standard of required reserves is equal to 20%, then this deposit is capable to increase the sum of allowed by this bank credits by:
8000 $ +
10.000 $
20.000 $
40.000 $
19) If man takes away his deposit on 1 thousand dol. from the bank A also it packs this sum to the deposit into the bank B, then with the standard of required reserves 10% as a result for these actions the overall value of deposits poste restante can change to:
1 thousand $;
9 thousand $;
10 thousand $;
0; +
20) Which of the equalities is the fundamental basis of the balance of the commercial bank:
the sum of active memberships and obligations is equal to its own capital;
the sum of obligations and its own capital is equal to active memberships; +
the sum of active memberships and reserves is equal to its own capital;
the sum of credits and deposits is equal to active memberships.